Top Apps That Pay in Kenya via MPesa

ByElizabeth Atieno

Jun 30, 2023
Top Apps That Pay Real in Kenya via MPesa

Last updated on December 3rd, 2023 at 10:54 am

Are you looking for new ways to earn some cash in Kenya? There are now several apps that pay out money in Kenya via MPesa for simple tasks like surveys, reviews, and more.

Who wouldn’t want to get paid for sharing their opinions or product experiences from the comfort of their phone?

If you have a few spare minutes during your commute or while waiting in line at the bank, these apps are an easy way to earn a bit of extra income each week.

The best part is that the payouts are fast since the money goes directly into your M-Pesa account.

Are you ready to start earning?

Check out these top apps that pay in Kenya through MPesa.

Top Apps That Pay in Kenya via M-Pesa

When it comes to making some extra cash in Kenya, just look at the apps on your phone.

More and more companies are offering ways to earn real money through their mobile apps by doing small tasks like surveys, market research, and more.

The best part? They pay out directly to your M-Pesa account.

1. Paidwork

Paidwork, an app, offers opportunities for full-time or additional employment worldwide. You can earn money online via various activities, such as playing games, taking surveys, typing, answering questions, watching video ads, browsing websites, creating accounts, completing offers, and shopping. Earnings can reach up to Sh27616 monthly, with no additional fees. Users determine their working hours.

Here’s how Paidwork operates:

  1. Choose a monetization method (e.g., playing games, surveys, watching video ads, or shopping).
  2. Follow task-specific instructions (e.g., filling out surveys, playing games, answering questions).
  3. Receive funds immediately upon correct task completion.

Money is paid out within 24 hours through bank transfer or PayPal, with a minimum withdrawal of Sh1,472. To withdraw via Mpesa, you can integrate PayPal with Mpesa and then transfer funds for withdrawals.

Earnings depend on your commitment and time investment, with higher payouts for more challenging tasks. Paidwork offers a referral program where both you and your referral can earn Sh1472 upon their first payout.

According to,, and Google Play Store reviews, Paidwork is a reliable platform for earning cash rewards by playing games, watching videos, and saving money. It is a legitimate source of cash for various tasks.

From one of the reviews picked from, Stuart Smith says that Paidwork is one of the most suitable places to get paid for playing games, filling out surveys, watching videos, completing requests, and typing texts. It is also a legitimate place for inviting friends.

For inquiries, contact Paidwork at

2. Another great option is Survey Kenya

This app provides surveys for major brands and market research companies. Surveys tend to pay a bit more, around 200–500 Kes each. Payouts are instant to your M-Pesa, and you only need to earn 1000 Kes to cash out.

3. If you prefer doing small tasks, check out Fuzu Tasks

This app offers basic tasks like testing mobile apps, tagging images, and transcription that pay around 50–200 Kes per task. Tasks only take a few minutes, and payments are sent to your M-Pesa daily, provided you’ve earned at least 500 Kes.

With the cost of living rising in Kenya, these apps provide an easy way to hustle some extra income each month without a major time commitment.

Whether you have a few minutes here and there or a couple of hours to spare, you can complete tasks and surveys tailored to your needs and interests. And the best part is getting paid in a fast, secure way through M-Pesa.

Earn Money With Survey Apps

There are several survey apps that actually pay you money in Kenya via MPesa for completing surveys on your phone. It may not make you rich, but it’s an easy way to earn some spare cash in your free time.

4. Survey Junkie

They offer surveys that pay between Ksh 50 and Ksh 500 each, and the money is transferred directly to your M-Pesa account. All you have to do is create a free profile, select the surveys you want to take, and get paid for sharing your opinions. The surveys typically only take 5 to 15 minutes to complete.

5. Swagbucks.

They pay you SB points for taking surveys, which you can redeem for cash via M-Pesa. Surveys on Swagbucks pay from around Ksh 75 up to Ksh 400 each. The SB points can also be used to get gift cards to places like Jumia or Kilimall if you prefer.

A few other survey apps that pay in Kenya via Mpesa to consider include:

MobileXpression: Pays up to Ksh 400 per survey via M-Pesa. Surveys are usually 15-20 minutes long.

Survey Savvy: Typically shorter 5–10 minute surveys that pay between Ksh 50 and Ksh 200 each.

Valued Opinions: Complete surveys in your spare time and earn up to Ksh 500 per survey. Most surveys take around 10 to 15 minutes.

While you won’t get rich completing online surveys, using a few of these free survey apps is an easy way to generate some side income and earn a bit of extra money each month via M-Pesa for sharing your valuable opinions. Give one or more of these a try and start earning cash for the surveys you already take.

Get Paid to Play Games on Your Phone

Play games for cash

Believe it or not, you can earn money in Kenya via mpesa by playing games on your phone. Several apps pay you to play games like word puzzles, trivia, solitaire, and more. Here are a few options:

  • Swagbucks Live: Play live trivia games and win cash prizes up to $1,000. You earn SB points for correct answers, which can be redeemed for gift cards or PayPal cash.
  • Mistplay: This app pays you real money in Kenya to play a variety of mobile games. You earn points for every minute of gameplay, which can be redeemed for gift cards to places like Amazon, Google Play, and Visa.
  • Bananatic: Complete quests and challenges in popular games like Candy Crush Saga, Slotomania, and Words with Friends to earn bananas. Redeem your bananas for PayPal cash, gift cards, and game content.
  • Lucktastic: Scratch off virtual lottery tickets for a chance to win up to $10,000. You earn points for every ticket, which can be redeemed for gift cards even if you don’t win a cash prize.

To maximize your earnings, here are a few tips:

• Play as many games as possible. The more you play, the more points you can earn.

• Level up in the games to unlock higher paying challenges and quests.

• Complete the daily checklist in each app for bonus points.

• Refer friends to the apps and earn points when they play.

• Redeem your points for cash or gift cards as soon as you meet the minimum to avoid losing points due to inactivity.

While you won’t earn a living wage playing mobile games, these apps do pay real money in Kenya via mpesa that can add up over time. Give a few a try and start making money playing games on your phone. Every little bit helps.

Complete Microtasks for Cash on These Apps

Complete Microtasks for Cash on These Apps

Kenya has several apps that pay you real money via Mpesa for completing small tasks on your phone. These “microtask” apps are easy to use and a great way to earn some extra cash in your spare time.

  • Poll Pay: Complete surveys and market research studies for major brands. Tasks typically take 5 to 15 minutes and pay between Ksh 50 to Ksh 200 each. You get paid instantly via M-Pesa for every task you complete.
  • Fiverr: Offer your skills and services as a “Fiverr” for Ksh 500 or less. Some quick tasks that pay well include voiceovers, translation, writing reviews, and online tutoring. You set your own prices and availability and get paid directly to your M-Pesa account.
  • Uber Eats: Deliver food from local restaurants to hungry customers. Requirements are minimal and the job is flexible. You can make around Ksh 2,500 to Ksh 5,000 a week, with payments issued every Monday directly to your M-Pesa.
  • MTurk: Complete a variety of microtasks like transcription, surveys, and data entry for businesses on Amazon Mechanical Turk. Most tasks pay between Ksh 10 to Ksh 200 and you can withdraw your earnings directly to your M-Pesa account.
  • TaskRabbit: Run quick errands and tasks for people in your neighborhood. Some options include picking up groceries, delivering packages, and helping move heavy items. You set your own rates and schedules and earn between Ksh 1,500 to Ksh 5,000 per week, paid out weekly to your M-Pesa.

These types of short-task gig economy apps are an easy way to earn cash in your spare time, especially if you have a few hours of downtime between other work or school obligations. With many paying out directly to your M-Pesa, your earnings are available instantly. Why not download a couple today and start completing microtasks to earn real money?

FAQs: How Do These Apps Pay in Kenya?

How do the apps make money to pay users?

The apps make money through advertisements, sponsorships, and partnerships. The more people use the apps, the more money the companies can make from ads and sponsors. They share a portion of these earnings with users in the form of cash, airtime, or coupons.

How do I withdraw the money I earn?

Most apps allow you to withdraw your earnings via M-Pesa. You simply enter your M-Pesa number to link it to your account. Once you’ve earned the minimum payout amount, usually around Ksh 50-100, you can request a withdrawal to your M-Pesa. The money is then instantly deposited into your M-Pesa account. Some apps also offer the option to withdraw via PayPal or redeem for airtime and other coupons.

Do I have to pay taxes on the money I earn?

Technically, the money you earn from these apps could be considered taxable income. However, given the small amounts that most people earn, the KRA is unlikely to follow up for taxes. The responsibility still lies with you to report the income and pay any owed taxes, but for a few hundred shillings here and there, the KRA is not likely to pursue individuals. If you earn a substantial amount from these apps, it is best to claim it and pay the required taxes to avoid potential issues.

Are these apps legitimate? How do I avoid scams?

While there are legitimate apps that pay, there are also scam apps to watch out for. Some tips to determine if an app is legitimate:

  1. Check reviews from other Kenyans who have used the app. See what they say about payments and support.
  2. Beware of apps that ask for personal information or money upfront. Legitimate apps will not ask for banking passwords, or MPesa pins, or charge you to register.
  3. Make sure the app has terms and conditions, privacy policies, and contact information. Scam apps typically have little to no information about the company or app details.
  4. Start with small tasks that pay smaller amounts to test the app. Then once payments are received, you can feel more comfortable completing additional, higher-paying tasks.
  5. If something sounds too good to be true, it probably is. Use caution and common sense. No app will make you an instant millionaire for doing simple tasks!

Legitimate apps can be a great way for Kenyans to earn some extra cash, as long as you do your due diligence to avoid scam apps. When in doubt, trust your instincts—if something feels off about an app, it’s best to avoid it. Stick with the popular, reputable apps that many other Kenyans have vetted and continue to use.

Conclusion on apps that pay out real money in Kenya via MPesa

In conclusion, there are quite a few options out there these days for earning some extra cash in Kenya through your phone.

Whether you want to take surveys, watch videos, play games or shop and get cash back, the opportunities are there if you know where to look.

The key is finding apps that actually pay out and suit what you enjoy doing in your spare time. Why let your phone just sit there when you could be using it to pad your MPESA balance?

Take a chance on a few of these apps, stick with the legit ones that end up paying out, and that extra cash could start adding up quicker than you expect. You’ve got nothing to lose but some time, and potentially a lot of shillings to gain. Give it a shot.