Last updated on January 11th, 2024 at 12:48 am
The main reason why I am writing this article is to show how fraudsters or hackers might use different hacking techniques and skills to steal your M-pesa pins and therefore steal your money even you know. But first, let me give some information about hacking and how hackers might use these techniques and skills to either find good information or bad and illegally interfere with important information.
Hacking is the act of compromising digital devices and networks (such as M-Pesa services and Safaricom M-Pesa accounts are some examples of digital networks) through unauthorized access to an account or computer systems. Therefore, a hacker is a person skilled in information technology who achieves goals by non-standard means. Hacking can be utilized by legitimate figures in legal situations. For example, law enforcement agencies sometimes use hacking techniques and tricks to collect evidence on criminal and other malicious activities.
Also, using these hacking techniques, hackers might use them to steal money from mobile wallets such as M-Pesa, Airtel Money, and other mobile money transfer services. For instance, on July 28, 2023, there was an attack on the country’s financial system with M-pesa. M-pesa is a mobile service product that is fast turning into an artery for the circulation of money in Kenya’s economy.
The activities on the M-Pesa app, which handled transactions valued at 1.3 trillion in the year to March, were particularly affected by what is turning into a major test of the country’s preparedness against cyber attacks as the government moves most of its services online.
What are the reports that show hacking and M-Pesa accounts money stealing?
Other reports about the hacking of the M-Pesa accounts and the stealing of customer money are as follows:
The statistics are taken from the report issued by the Central Bank of Kenya in December 2021, as per the report:
Respondents who reported experiencing money being stolen from their M-pesa accounts increased in 2021 compared to 2019. The number of mobile money account users who reported the loss of money was 47.4 percent in 2021, compared to 8.4 percent reported in 2019. This may partly be due to the increased use of mobile money during the period.
Among mobile money users reported to have faced the risk of losing money 71.4 per cent indicated sending money to the wrong number as the key. Other challenges included: hoax phone calls or SMS and cybercrime and frauds on bank accounts and mobile bank accounts.
Some of the M-Pesa scams and hacking come from within Safaricom. In the financial year ending March 2022, the company sacked 24 employees for fraud, with 10 fired in connection with SIM swap cases.
I am writing this blog post to teach and also show you how these hackers and fraudsters use these hacking tricks to steal someone’s M-Pesa accounts and money, and also how they may find and know your PIN so that they can steal from your accounts. All this information you will learn from this blog, i will also show you how hackers use fake messages and fake M-Pesa apps to access your information and then steal your money and M-Pesa pins using phone messages.
In this guide, we’ll cover the basics of how to hack Mpesa using a phone. We’ll also provide some tips on how to stay safe and secure while hacking. So, let’s get started.
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How to Hack Mpesa using a Phone number
First and foremost, it’s important to understand the basics of hacking. The most common way to hack Mpesa is by using a phishing attack. This is when you create a fake website and send out emails or SMS messages that appear to be from Mpesa.
When the user clicks on the link, they will be directed to the fake site and prompted to enter their information. Once the information is collected, the hacker can access the user’s account and steal money.
It’s also important to be aware of other methods of hacking Mpesa. For example, hackers may use malware or keyloggers to gain access to a user’s account.
Additionally, they may attempt to socially engineer users into giving out their information. It’s important to be aware of these techniques and to always use caution when providing personal information.
Now that you understand the basics of how to hack Mpesa using your phone, let’s talk about how to stay safe and secure while doing so.
First, it’s important to make sure that you’re using a secure connection when accessing Mpesa websites. Additionally, be sure to never enter your username and password on a website that looks suspicious or untrustworthy. Finally, be sure to always use strong passwords for your Mpesa accounts.
We hope this guide has been helpful in understanding the basics of how to hack Mpesa using your phone. Remember, it’s illegal to use hacking for illegal purposes, and you should always use caution when obtaining personal information. Good luck and stay safe.
Can someone hack your M-Pesa account?
Yes, an M-Pesa account can potentially be hacked, although it is designed to be secure. The risk of hacking exists if security practices are not followed, such as sharing PINs or falling victim to phishing scams.
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