Best Passive Income Ideas in Kenya: 11 Proven Ideas

ByBizhack Editorial

Apr 11, 2022
Passive income ideas in Kenya

Last updated on April 27th, 2023 at 02:59 pm

Passive Income Ideas in Kenya To Make Money

Passive income is a term that has been used in the financial world for many years. It refers to the amount of money that you make from your investments, without having to work for it.

The idea of passive income is not new, but it is gaining more popularity as people are becoming more aware of the need to make money while they sleep.

Passive income ideas In Kenya can be created by investing in stocks, bonds, mutual funds, or even real estate. It can also be generated by creating a business that runs on autopilot and generates revenue with little or no input from you.

Also, read: Ways small businesses contribute to the economy

In this list, I will talk about some of the best ideas that are passive income-based. These income ideas are not only great for generating a passive income stream, but they also offer flexibility and freedom.

11 Stunning Passive Income Ideas Kenya

1. Blogging

Blogging is a great way to make money in Kenya. You don’t need any qualifications or experience, and you can start blogging from the comfort of your own home. In fact, many people in Kenya are already making a good income from blogging.

Here’s something interesting:

The best thing about blogging is that it’s a passive income stream and also ideas in Kenya. This means that you can continue to make money from your blog even when you’re not actively working on it. All you need to do is set up a process to keep your blog updated and attract new readers.

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2. Freelance Writing

Freelance writing is a good way to make some extra money. It’s a good passive income idea in Kenya because you can do it from anywhere, you don’t need any special skills or training, and there are always people who need writers.

The best way to get started as a freelance writer is to find online writing platforms or job boards that connect freelancers with clients. There are a lot of these websites, and most of them have a wide variety of writing assignments available. You can also look for freelance writing gigs on social media platforms like LinkedIn and Facebook or set up a portfolio on Upwork.

3. Podcasting

Kenya has a rich and dynamic culture, which is perfect for podcasting. Many stories have yet to be told, and many voices that have yet to be heard. Podcasting can provide a platform for Kenyans to share their stories with the world, and create a passive income stream in the process.

There are many ways to get started with podcasting. You can start by interviewing people who are experts in your field, or by sharing your own experiences. Once you have a few episodes under your belt, you can start pitching your show to podcast directories and streaming services.

Read also: how to register your business in Kenya

4. Start a Youtube Channel

Starting a Youtube Channel has been a great passive income ideas for many Kenyans both young and middle-aged people have used in the recent past.

If you’re passionate about a hobby, starting a Youtube channel around that topic can be a great way to share your knowledge and expertise with the world while making some money on the side.

The key to success with this approach is creating content that people actually want to watch. So before you start your channel, do some research and figure out what topics are most popular among your target audience. Once you have that narrowed down, it’s time to start creating content!

So how do you monetize your YouTube channel?

There are many different ways to monetize a Youtube channel, so be sure to explore all of your options. Ad placements, sponsorships, and product promotion are all common ways to make money from a Youtube channel. Just make sure you stay within the bounds of YouTube’s advertising guidelines so you don’t get in trouble with the site.

5. Selling Digital Downloads

Selling digital downloads is actually one most profitable passive income ideas in Kenya that you can ever think about.

Kenya is one of the countries with a lot of opportunities for online businesses. There are a lot of people with good internet connections, and a growing number of people who are buying things online.

One of the most profitable online businesses in Kenya is digital downloads. This is a business where you sell digital products, such as e-books, courses, or templates.

There are a few reasons why this is a successful business model in Kenya:


There is a lot of interest in digital products. Kenyans are interested in learning new things, and they are also interested in finding ways to make money.


There is a lot of creativity in Kenya. Kenyans are always looking for new ways to solve problems and make money.


There is a lot of talent in Kenya. Kenyan people are talented in many different fields, including technology, business, and the arts.

6. Sourcing Products To Sell Online

In Kenya, there are a lot of opportunities to make money by selling products online. This is a great way to create passive income in Kenya, as you don’t need to be involved in the day-to-day operations of the business. You can simply source the products and list them for sale on your website or online marketplace.

There are a few things to keep in mind when sourcing products to sell online. First, make sure that you are buying from reputable suppliers. Second, be sure to price your products competitively. And finally, always test the products before you list them for sale. This will help ensure that you’re not selling something that’s faulty or low-quality.

7. Write an ebook

An ebook is a great way to make passive income in Kenya because you can sell the same book over and over again without spending any additional time on it. You can also write books on topics that have a high demand and that have low competition, which will give you an edge in the market.

8. Affiliate marketing

Affiliate marketing is a process by which you promote someone else’s product or service in exchange for a commission on the sale. It’s a great way to make money online because it’s passive income – you set it up once and then reap the benefits forever. There are many different affiliate programs out there, so it can be tough to know where to start.

The first step is to find a program that interests you. There are many different programs to choose from, but some of the most popular ones include Amazon Associates, Clickbank, and CJ Affiliate. Once you’ve found a program, sign up and start getting paid when someone purchases through your link.

9. Dividend Stocks

Dividend stocks are a great way to make passive income in Kenya. When you buy a dividend stock, you are essentially investing in a company that pays you back a portion of its profits every quarter. This can be a great way to supplement your income or even make a full-time living from dividends alone.

There are a few things to keep in mind when looking for dividend stocks. First, you want to find companies that have a history of paying dividends and that are expected to continue paying them in the future. Second, you want to make sure that the stock is priced low enough that you can make a good profit.

You don’t want to overpay for a stock, because you’ll need to make a good profit in notifying the purchase.

Third, you want to make sure that the company is stable and has a good track record.

It’s important to invest in stocks that are likely to stay stable because you don’t want to risk losing money on a stock that could tank at any moment.

10. Sponsored Post on social media

A sponsored post is an online advertisement where a company pays you to post about their product or service on your social media account.

This is a great way to make some extra money on the side and can be very passive. Once you have a following, it’s simply a matter of finding sponsors who want to reach that audience. You can even use a site like influencermarketing. co to find sponsors and negotiate deals.

There are a few things to keep in mind when doing sponsored posts: always be transparent about who you’re working with, make sure the post is high quality, and disclose any financial compensation you receive.

When doing a sponsored post, it’s important to be transparent about who you’re working with. This means disclosing in the post that you are being compensated for your time and effort. It also means including a disclosure statement in your profile or bio that lists all of your sponsored posts.

Make sure that your posts are high quality, informative, and engaging. Sponsored posts should be no different from your regular posts in terms of quality. If readers feel like you’re just trying to sell them something, they’re likely to lose trust in you.

Finally, always disclose any financial compensation you receive for doing a sponsored post. This helps keep things transparent and honest between you and your readers.

11. Peer to peer lending

Kenya has a young and growing population, and the government is encouraging private sector involvement to stimulate economic growth. This makes peer-to-peer lending a good passive income idea in Kenya.

Lenders can expect to earn an annual return of around 18%. And, as Kenya’s economy grows, so too should the demand for loans, meaning that lenders can expect to see healthy returns on their investment.

There are a few things to keep in mind when lending in Kenya, however. One is that the default rate is relatively high, so it’s important to do your due diligence before lending money.


Several microfinance institutions in Kenya offer responsible and affordable loans to Kenyans. It’s important to research these institutions to find one that aligns with your values.

If you decide to lend in Kenya, be sure to familiarize yourself with the local laws and regulations surrounding microfinance. There are also a few things you can do to reduce the risk of default, such as requiring collateral or accepting only low-risk borrowers.

Final thought

This article has looked at some passive income ideas that are available in Kenya. While there are many options available, there are a few that are particularly well suited for the Kenyan market. By taking advantage of these options, you can generate a steady stream of income without needing to put in a lot of work.